liability auto insurance is the minimum car insurance required by law. in the event of an at fault accident, liability property damage will be paid up to the policy limit for the other party’s vehicle and material damages. liability personal injury coverage will cover the medical bills, pain and suffering, and other costs associated with the auto insurance claim or settlement. liability usually comes bundled in packages like:
bodily injury 50,000/100,000
property damage 50,000
this car insurance policy would cover up to $50,000 per person for a total of up to $100,000 per occurrence. Property damage will be paid up to $50,000. any charges in excess of these limits can become the responsibility of the policy holder. individuals with property will usually opt for higher limits on liability insurance since they have expensive assets to protect.

auto insurance minimums by state: